Revenue Based Financing
Revenue based financing options may provide quick access to capital based on business revenue and future receivables.
Best for: Revenue-generating businesses that need fast capital and have predictable sales
Working Capital
Working Capital to Keep Operations Moving
Short- and medium-term capital for inventory, payroll, marketing, supplier payments, and day-to-day operations.
Overview
Working capital financing covers the operating expenses of running a business. American Financial Source helps businesses compare working capital options - including short-term loans, lines of credit, and revenue-based structures - to find a fit for the specific use case.
Typical amounts
Typically $10,000 to $2,000,000+
Speed
Same-day funding may be available for qualified applicants
Terms
Varies by structure
Best For
Businesses managing day-to-day operations or pursuing short-term growth.
Common Use Cases
- Inventory and supplier payments
- Payroll timing
- Marketing campaigns
- Short-term expansion
- Bridging seasonal cycles
Potential Benefits
- Multiple structures to compare
- Speed-oriented options available
- Sized to the actual need
Things to Consider
- Compare structures before deciding
- Match repayment cadence to revenue cycle
How the Process Works
- 1Submit a secure application with basic business details
- 2American Financial Source reviews your profile and identifies eligible products
- 3Connect with a funding specialist to discuss the right structure
- 4Provide any final documentation and complete underwriting
- 5Funds are disbursed once the offer is accepted and finalized
Required Documents
- Business application
- 3–6 months of business bank statements
Frequently Asked Questions
Related Funding Options
Payroll Funding
Payroll funding can help businesses bridge temporary cash flow gaps and keep teams paid on time.
Best for: Staffing, service, and operations businesses with timing mismatches in cash flow
Apply
Apply for Working Capital
Skip the long forms. Open our secure DocuSign application and a funding specialist will follow up within one business day. No cost, no obligation, and inquiring does not affect your credit.
- Secure DocuSign envelope — confidential submission
- Most applications take less than 10 minutes
- Response from a specialist within one business day
Apply with DocuSignCall (516) 373-7622
Prefer to talk first? A specialist can walk through options before anything is submitted.
Ready to Find the Right Funding Option?
Start your application today and let American Financial Source help you explore funding options built around your business goals.