Equipment Financing
Finance the Equipment Your Business Needs
Preserve working capital while financing vehicles, machinery, technology, medical, restaurant, and construction equipment.
Overview
Equipment financing allows businesses to acquire essential equipment without depleting working capital. The equipment itself typically serves as collateral, which may simplify approval. Both new and used equipment may be eligible depending on type and condition.
From $10,000 up to several million for qualified applicants
Approvals may be available within 24–72 hours for many programs
Typically 24–84 months depending on equipment and lender
Best For
Businesses that need vehicles, machinery, or specialized equipment to operate or grow.
Common Use Cases
- Trucks and commercial vehicles
- Construction equipment
- Manufacturing machinery
- Medical and dental equipment
- Restaurant and food service equipment
- Office technology and software
Potential Benefits
- Preserves working capital
- Equipment commonly serves as collateral
- Potential tax benefits (consult your tax advisor)
- Available for new and used equipment
Things to Consider
- Equipment value and condition affect approval
- Down payment may be required
- Long-lived assets may have longer terms
How the Process Works
- 1Submit a secure application with basic business details
- 2American Financial Source reviews your profile and identifies eligible products
- 3Connect with a funding specialist to discuss the right structure
- 4Provide any final documentation and complete underwriting
- 5Funds are disbursed once the offer is accepted and finalized
Required Documents
- Business application
- Equipment invoice or quote
- 3–6 months of business bank statements
Frequently Asked Questions
Apply
Apply for Equipment Financing
Skip the long forms. Open our secure DocuSign application and a funding specialist will follow up within one business day. No cost, no obligation, and inquiring does not affect your credit.
- Secure DocuSign envelope — confidential submission
- Most applications take less than 10 minutes
- Response from a specialist within one business day
Prefer to talk first? A specialist can walk through options before anything is submitted.
Ready to Find the Right Funding Option?
Start your application today and let American Financial Source help you explore funding options built around your business goals.