Bridge Financing
Bridge financing provides short-term capital to cover the gap between a current obligation and a longer-term financing or sale event.
Best for: Operators and investors with a defined exit or refinance plan
Real Estate
Commercial Real Estate and Investment Property Financing
Financing options for purchasing, refinancing, renovating, or expanding commercial real estate and investment properties.
Overview
American Financial Source helps businesses, operators, and real estate investors explore commercial real estate financing options. Available structures may include owner-occupied commercial mortgages, investment property loans, bridge financing, construction financing, and refinance scenarios.
Typical amounts
Typically $250,000 to $25,000,000+ depending on program
Speed
Real estate transactions typically take several weeks
Terms
Commonly 5–30 years depending on structure
Best For
Owner-operators acquiring property and real estate investors expanding portfolios.
Common Use Cases
- Owner-occupied commercial property purchase
- Investment property acquisition
- Refinance of existing commercial mortgages
- Renovation and value-add projects
- Multifamily and mixed-use properties
- Construction financing (program-dependent)
Potential Benefits
- Range of program types and structures
- Longer amortizations for qualifying transactions
- Multiple lender relationships
Things to Consider
- Property type, location, and condition affect terms
- Down payment and reserves typically required
- Appraisals, title work, and third-party reports add to timelines
How the Process Works
- 1Submit a secure application with basic business details
- 2American Financial Source reviews your profile and identifies eligible products
- 3Connect with a funding specialist to discuss the right structure
- 4Provide any final documentation and complete underwriting
- 5Funds are disbursed once the offer is accepted and finalized
Required Documents
- Business application
- Property details and purchase/refinance documents
- Rent roll (for investment properties)
- Personal and business financial statements
- Tax returns
Frequently Asked Questions
Related Funding Options
Commercial Real Estate Loans
Financing for office, retail, industrial, multifamily, mixed-use, and special-purpose commercial properties.
Best for: Owner-operators acquiring property and investors building or refinancing commercial portfolios
Apply
Apply for Real Estate Financing
Skip the long forms. Open our secure DocuSign application and a funding specialist will follow up within one business day. No cost, no obligation, and inquiring does not affect your credit.
- Secure DocuSign envelope — confidential submission
- Most applications take less than 10 minutes
- Response from a specialist within one business day
Apply with DocuSignCall (516) 373-7622
Prefer to talk first? A specialist can walk through options before anything is submitted.
Ready to Find the Right Funding Option?
Start your application today and let American Financial Source help you explore funding options built around your business goals.