Bridge Financing

Short-Term Bridge Capital Between Transactions

Bridge financing provides short-term capital to cover the gap between a current obligation and a longer-term financing or sale event.

Overview

Bridge financing is short-term capital used when timing matters - between a property purchase and longer-term financing, between a sale and reinvestment, or to support time-sensitive transactions. Bridge structures vary in length and cost.

Typical amounts

Commonly $250,000 to $25,000,000+

Speed

Faster than long-term programs, varies by transaction

Terms

Typically 3–24 months

Best For

Operators and investors with a defined exit or refinance plan.

Common Use Cases

  • Bridging between purchase and refinance
  • Funding while a sale closes
  • Value-add real estate projects
  • Time-sensitive opportunities

Potential Benefits

  • Speed-oriented structures
  • Designed around a defined exit
  • Flexible structures available

Things to Consider

  • Cost typically higher than long-term financing
  • Clear exit plan is important

How the Process Works

  1. 1Submit a secure application with basic business details
  2. 2American Financial Source reviews your profile and identifies eligible products
  3. 3Connect with a funding specialist to discuss the right structure
  4. 4Provide any final documentation and complete underwriting
  5. 5Funds are disbursed once the offer is accepted and finalized

Required Documents

  • Business or sponsor application
  • Transaction documents
  • Exit plan summary

Frequently Asked Questions

Related Funding Options

Real Estate Financing

Real Estate Financing

Financing options for purchasing, refinancing, renovating, or expanding commercial real estate and investment properties.

Best for: Owner-operators acquiring property and real estate investors expanding portfolios

Commercial Real Estate Loans

Commercial Real Estate Loans

Financing for office, retail, industrial, multifamily, mixed-use, and special-purpose commercial properties.

Best for: Owner-operators acquiring property and investors building or refinancing commercial portfolios

Apply

Apply for Bridge Financing

Skip the long forms. Open our secure DocuSign application and a funding specialist will follow up within one business day. No cost, no obligation, and inquiring does not affect your credit.

  • Secure DocuSign envelope — confidential submission
  • Most applications take less than 10 minutes
  • Response from a specialist within one business day
Apply with DocuSignCall (516) 373-7622

Prefer to talk first? A specialist can walk through options before anything is submitted.

Ready to Find the Right Funding Option?

Start your application today and let American Financial Source help you explore funding options built around your business goals.

Apply Now