Question 1

What types of businesses does American Financial Source work with?

Accepted Answer

American Financial Source works with small businesses, growing middle-market companies, multi-location operators, real estate investors, and enterprise-level clients across most industries in the United States. Available products and qualification criteria vary by lender and applicant.

Question 2

How fast can a business get funded?

Accepted Answer

Funding timelines vary by product and lender. Some short-term working capital and revenue based financing products may fund as fast as same day for qualified applicants. SBA loans, real estate financing, and larger enterprise transactions typically take longer due to underwriting requirements.

Question 3

Will applying affect my credit score?

Accepted Answer

Initial reviews may be conducted as a soft inquiry, depending on the product. Some lenders may perform a hard credit pull during full underwriting. There is no obligation to accept any offer presented.

Question 4

How much funding can a business qualify for?

Accepted Answer

Funding amounts vary based on product type, business revenue, time in business, credit profile, industry, and lender criteria. American Financial Source works with funding partners offering everything from short-term working capital up to enterprise-level real estate and acquisition financing.

Question 5

Is American Financial Source a bank?

Accepted Answer

No. American Financial Source is a business funding firm that helps connect qualified businesses with funding products and lender partners. Final approvals, rates, and terms are determined by the funding lender.

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